Eimear O'Brien

Brexit: Advising clients on Brexit contingency planning, including authorisation projects, availing of legal exemptions, cross-border mergers and restructurings.

Advising payment institutions, electronic money institutions and virtual asset service providers on the Irish authorisation process.

Regulatory Change: Advising clients on implementation projects for/compliance with material regulatory change requirements.

New Product Launch: Advising clients on new product launches, including buy-now, pay-later,  salary advance schemes and ‘green loan’ products.

New mortgage entrant into the Irish market on the regulatory and consumer protection landscape, preparing consumer-facing documentation and reviewing arrangements with third-party service providers.

Advising clients on the Irish implementation of the Second Payment Services Directive, the EU Crowdfunding Regulation and the Credit Servicing Directive.

Regulatory Interactions and Investigations: Assisting clients to prepare and respond to risk mitigation programmes, regulatory investigations and inspections.

Regulatory Solutions: Assisting clients to respond to the ongoing expansion of Irish/EU regulation by building regulatory solutions/product offerings to comply with novel requirements.

Advising in relation to compliance with  requirements relating to Credit Reporting, Outsourcing and Anti-Bribery and Corruption Requirements.

Perimeter Advice: Providing perimeter advice on authorisation/regulation triggers to fintech and other clients offering novel regulated and unregulated services into the Irish market.

Financial Institution M&A: Advising on regulatory approval for change of control transactions/qualifying holdings, conducting regulatory due diligence of targets in advance of changes of control.

Horizon Scanning: Providing horizon scanning updates and board reporting to financial institutions.