2024-2025 Global AI Trends Guide
James Black
Partner Global Regulatory
Languages
English, French
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Overview
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Experience
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Credentials
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Insights and events
Legal 500 (Fintech), 2022/23‘James Black is incredibly knowledgeable, prompt in responses, crystal clear in comms and very impressive.’
James Black is an experienced partner in our Commercial and Retail Banking team, with particular knowledge of consumer credit, mortgages and payments regulation. He works with a number of major banks and payment service providers, including merchant acquirers, and related businesses.
James also advises clients in the FinTech industry, from start-ups to established players. He advises on the implications of regulatory requirements for all aspects of our clients' businesses, such as product design, implementation of new legislation, commercial deals like co-branding or outsourcing arrangements, and transfers of portfolios or businesses.
James has a particular interest in innovative payment solutions and P2P lending. As an example of the breadth of James' practice, he has recently been involved in the development and launch of a significant mobile payment product, reviewing and re-drafting customer terms and conditions for current account, savings and credit card products for two banks, and a mortgage portfolio acquisition. As well as his experience in private practice, James has spent time on secondment with both a retail bank and a wholesale bank and understands the challenges clients face in the regulated financial services sector.
Legal 500 (Fintech), 2022/23‘James Black is incredibly knowledgeable, prompt in responses, crystal clear in comms and very impressive.’
Representative experience
Advising on the development and launch of a significant mobile payment solution
Advising clients on the implementation of the Consumer Credit Directive.
Acting for a major commercial bank on a government card procurement contract.
Acting for a major commercial bank on a number of commercial and prepaid card distribution agreements.
Advising card issuers on co-branding agreements with retailers for the provision of credit and store cards to their customers.
Advising on regulatory issues relating to FSA/FCA investigations into banking and lending (and related) products.
Credentials
Education
- Legal Practice Course, Oxford Institute of Legal Practice, Oxford, 2004
- PgDL, Nottingham Law School, 2003
- BA Hons Modern Languages, University of Bristol, 2002
Recognition
Events
Wednesday, 20 November 2024
Hogan Lovells Events
28 September 2022 | 9:00 a.m. (ET) / 3:00 p.m. (CET) - 10:00 a.m. (ET) / 4:00 p.m. (CET)