Blogs

FIsion Blog

A watching eye on financial services regulation

What lies ahead for vulnerable customers and financial services?

A number of current FCA initiatives are designed – in varying degrees – to address the issue of fair treatment of vulnerable customers in the financial services sector. The...

Read more Share

'Mortgage prisoners' : FCA turns the regulatory key in cell door with final rules

The FCA has finalised changes to its responsible lending rules and guidance to introduce a modified affordability assessment for eligible consumers with immediate effect. Lenders who choose ...

Read more Share

High Cost Credit Review: Further rules on overdraft pricing and competition remedies finalised

Following publication of final rules and a further consultation on a range of measures transforming the overdraft market in June 2019, the FCA has now issued further...

Read more Share

N v RBS: Terminating a banking relationship without notice where money laundering is suspected

A recent High Court judgment has held that a bank was not in breach of contract for closing a customer's account without notice in circumstances where the bank had suspicion of money...

Read more Share

FCA to increase focus on SMCR conduct rules

The Financial Conduct Authority (FCA) has indicated that it intends to increase its supervisory focus on the application of the senior managers and certification regime (SMCR) conduct rules.

Read more Share
Loading data